Second Chance Bank Account
devider A bank account offers many financial conveniences, including: writing and depositing checks, paying bills online, making purchases online, as well as and access to loans and credit cards. In contrast to a traditional bank account, a second chance bank account is designed for subprime consumers. A subprime consumer is someone who's been denied access to a traditional account for one or more of the following reasons: depositing fraudulent checks, multiple over draft charges, insufficient balances, or any suspicious activity.

Question: How do banks determine approval?

Answer: The banking industry uses two different reporting bureaus: ChexSystems and Telecheck. Both organizations track your banking activity- much like Experian, TransUnion, and Equifax track your credit history. Each report submitted to ChexSystems remains on file for five years. It's important to note that ChexSystems does not approve or decline accounts. The decision depends on the policies of each individual banking institution.

If you've been denied from opening a traditional bank account (from a bank like Chase or Wells Fargo) it's a good idea to find out what's on your banking report. Order your ChexSystems report

If you've been denied by traditional banks, there are alternative options available to you. A second chance account is a great way to access all of the typical banking conveniences and repair your account history as well.

Benefits Include:
No minimum bank account balance No interview with a personal banker No credit check required No Chexsystems checks Some institutions offer Visa/Mastercard debit cards, ATM card, and a limited number of checks

Apply online for your second chance bank account.

Our program is automated, instant and fast. Offering $1,500 Cash in as fast as 1 Hour!
Requested Amount