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Personal Loan Scams
Unfortunately it seems like whenever any new legitimate internet business pops up, two internet scams are
soon to follow in its place. The cyberworld can be a scary place for anyone, especially when you are supplying
sensitive and confidential data. It is important to know how to tell a personal
loan scams from real legitimate online lenders.
Here are a couple of things to be aware of when applying for personal loans.
- Check for valid security certificates (SSL)- Not every page on a website will a have a link to the security certificate but the page that you actually submit information through should have a valid link to the security certificate- example would be VeriSign secured- this will also inform you of the owner of the website.
- Check for other links (not just graphics) to the BBB, McAfee/Norton, and other security companies like Truste and thawte.
- Legitimate payday loan sites should also have a privacy policy and safety and security guarantee listed on their website.
- Also there should be a number, email or form provided if you need to contact that company for help. Feel free to call them and ask them about their security measures, or the above items, before submitting your data.
More tips on avoiding cash advance scams or read more about payday advance scams
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