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American Bankers Association
Then American Bankers Association is an association that brings together banks of all sizes across
America, with a combined asset total of $13.3 trillion and women. Their combined asset worth makes
them the one of the largest financial organizations in the world. And many of them NOT the direct
recipients of our hard earned tax pay money used to bail big banks out in 2008 under the TARP legislation. ABA members include banks of all sizes and charters. Its members are made up of by a majority of community-based banks with less than $125 million in assets - represent over 95 percent of the industry's $13.5 trillion in assets and all of these banks employ over 2 million people.
Most of the banks that were granted money under the TARP and bank bailout were not community-based banks but rather large financial companies such as; Citigroup, Bank of America, JMorgan Chase AIG and Wells Fargo. Most financial institutions (not including the millions of dollars used to bailout the auto industry) have paid back their bailout taxpayer monies, except AIG, GMAC Financial Services, Regions Financial Corporation and Discover Financial.
The ABA is currently chaired by Chairman Arthur C. Johnson, their president and CEO is currently Edward Yingling and is rounded out by Diane Casey-Landry currently serving as senior executive vice president and COO.
Payday lenders and the ABA rarely find themselves fighting in the same corner but when it comes to the Obama-Sponsored Consumer Financial Protection Agency CFPA they have come together in their support against this reform and continue to battle legislation being created under the current government such as new credit and debit card rules and other fee-based regulation. Since the CFPA has cleared the House, recently the ABA has submitted a letter to the Senate Committee on Banking, housing and Urban Affairs stating their support for reform and ending the To-Big-To-Fail policy, concern over the FDIC resolving non-bank institution issues, and support of traditional bankruptcy policies and NOT creating new untested rules in this fragile economy. They end their letter stating their opposition to the creation of a CFPA.
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