Installment Loan Facts
Installment loans are personal loans that are not secured by personal property or collateral like a home or car. These unsecured loan amounts normally range from $1,000 to $10,000. They are long term loans intended to be repaid over 1 to 3 years.
An Installment loan is much easier to qualify for than personal bank loans. However, the interest rates on installment loans can be a little bit higher. Available loan amounts are as follows: California residents may be eligible for loans ranging from $2,600 to $10,000. Residents of Idaho, Nevada, New Mexico, and Utah may be eligible for loans ranging from $2,600 to $10,000. Residents of all other states (excluding Iowa, Massachusetts, New Jersey, New York, West Virginia, and Wisconsin) may be eligible for loans ranging from $1,075 to $10,000.
Your loan proceeds will be wired to your checking account in one business day after you provide all required documentation and pending credit approval.
To apply for a installment loan please complete the following steps: Click on the apply now link and fill out the loan application on the secure server. Next, you will be sent a confirmation e-mail of your loan request. A Representative will contact you to complete your application- they will request that you fax a drivers license, and proof of income. Your funds will be wired directly into your account, each month the lender will automatically take the installment payment from your account.
What types of loans are offered? We offer personal loans that are not secured by personal property or collateral like a home or a car. You can have your loan proceeds wired to your checking account in one business day after you provide all required documentation and pending credit approval.
What are the available loan amounts? California residents may be eligible for loans ranging from $2,600 to $10,000. Residents of Idaho, Nevada, New Mexico, and Utah may be eligible for loans ranging from $2,600 to $10,000. Residents of all other states (excluding Iowa, Massachusetts, New Jersey, New York, West Virginia, and Wisconsin) may be eligible for loans ranging from $1,075 to $10,000.
What can I do with the money I get? Use your money for whatever purpose you’d like.
What kind of documentation will I need to provide to the lender for verification? The streamlined loan application process minimizes the number of documents required. In most cases, you will need to provide only a copy of your driver's license and a voided check from an active checking account. If you are self-employed, you will need to submit a copy of your most recent bank statement and certain tax documents.
How do I apply for a loan? Simply complete the online application.
How much does the application cost? Nothing -- our online application is free. You will not be charged an application fee for filling out the online application. If your loan application is approved, there will be certain finance charges imposed in connection with your loan, which will be disclosed to you before you sign your promissory note.
I'm not comfortable providing my social security number online. What should I do? Since the application process is secure (verisign.com), you should not be concerned about any information you enter on your application.
How fast will I get my money? Once you are approved and sign the online loan agreement, in most cases you can receive the money in your bank account on the next business day.
